What is a WDO Inspection?
When obtaining a mortgage or a mortgage guarantee to finance the purchase of a home, you most likely will be required to obtain a WDO inspection by the bank, the mortgage company, or the guarantor (VA, HUD, FHA, etc.).
Although commonly referred to as a “termite inspection,” WDO stands for “wood-destroying organism,” and a proper WDO inspection looks for evidence of infestation by termites (both subterranean and dry wood types, wood decay, wood devouring beetles as well as evidence of past infestations, damage to wood, or conditions conductive to infestation; and evidence of pest treatments.
Important WDO Inspection Facts:
- Understand that a proper termite and WDO inspection of an existing house will usually take close to an hour, or sometimes even longer. Don’t let anyone try to pressure the inspector into rushing through an inspection. If the real estate agent has another appointment to get to, that’s their problem.
- A proper WDO inspection costs money. Credentialed WDO inspection companies spend thousands of dollars a year on continuing training, certifications, inspection equipment, and insurance in order to provide you with the best inspection possible. So be very suspicious of companies offering cut-rate or “quickie” inspections. As with anything else, you generally get what you pay for.